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Car Insurance Requirements

Austin, Texas

We have helped thousands of Texas residents learn about Car Insurance Requirements. Our website will help you get a free online auto insurance quote or find a local Texas car insurance office. Texas car insurance provides information on Car Insurance Requirements and how to get discounts on your auto insurance policy for your car or truck.

 

  

Learn about the Car Insurance Requirements for Texas and other States

Each state has its own rules and regulations when it comes to car insurance. Get a Texas Car Insurance. This table lists the minimum requirements for each state.

State Type(s) of Coverage Required Minimum Liability Limits
AL Bodily Injury and Property Damage Liability (effective 6/2000) 20/40/10
AK Bodily Injury and Property Damage Liability 50/100/25
AZ Bodily Injury and Property Damage Liability 15/30/10
AR Bodily Injury and Property Damage Liability 25/50/15
CA Bodily Injury and Property Damage Liability, Personal Injury Protection 15/30/5
CO Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/15
CT Bodily Injury and Property Damage Liability, Uninsured and Underinsured Motorist 20/40/10
DE Bodily Injury and Property Damage Liability, Personal Injury Protection 15/30/5
DC Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/10
FL Property Damage Liability, Personal Injury Protection 10/20/10
GA Bodily Injury and Property Damage Liability 15/30/10
HI Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10
ID Bodily Injury and Property Damage Liability 25/50/15
IL Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/15
IN Bodily Injury and Property Damage Liability 25/50/10
IA Bodily Injury and Property Damage Liability 20/40/15
KS Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
KY Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/10
LA Bodily Injury and Property Damage Liability 10/20/10
ME Bodily Injury and Property Damage Liability, Uninsured Motorist 50/100/25
MD Bodily Injury and Property Damage Liability, Personal Injury Protection (may be waived for policyholder but compulsory for passengers), Uninsured Motorist 20/40/10
MA Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 20/40/5
MI Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10
MN Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured and Underinsured Motorist 30/60/10
MS Financial Responsibility Only 10/20/5
MO Bodily Injury and Property Damage Liability, Underinsured Motorist 25/50/10
MT Bodily Injury and Property Damage Liability 25/50/10
NE Bodily Injury and Property Damage Liability 25/50/25
NV Bodily Injury and Property Damage Liability 15/30/10
NH Financial Responsibility Only 25/50/25
NJ Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 15/30/5
NM Bodily Injury and Property Damage Liability 25/50/10
NY Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
NC Bodily Injury and Property Damage Liability 25/50/15
ND Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/25
OH Bodily Injury and Property Damage Liability 12.5/25/7.5
OK Bodily Injury and Property Damage Liability 10/20/10
OR Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
PA Bodily Injury and Property Damage Liability, Medical Payments 15/30/5
RI Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25
SC Bodily Injury and Property Damage Liability, Uninsured Motorist 15/30/10
SD Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25
TN Financial Responsibility Only 25/50/10
TX Bodily Injury and Property Damage Liability 20/40/15
UT Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/15
VT Bodily Injury and Property Damage Liability, Uninsured and Underinsured Motorist 25/50/10
VA Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/20
WA Bodily Injury and Property Damage Liability 25/50/10
WV Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/10
WI Financial Responsibility Only, Uninsured Motorist 25/50/10
WY Bodily Injury and Property Damage Liability 25/50/20
 


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